Which Is The Cheapest Home Insurance?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIDwelling fire coverage is typically the least costly coverage for homeowners insurance. This type of policy will typically provide coverage for named perils only. Most homeowners purchase a comprehensive homeowners policy with broad coverage. This type of policy is the most inclusive for coverage. To get a better understanding of the types of homeowners policies available within your area, contact a local agent to discuss your wants and needs for your homeowners policy.Answered on September 17, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThe cheapest homeowner’s policy is the one that pays the maximum amount possible when you have a claim. That is when you can really determine the value of an insurance policy. What you have paid in premiums will likely be insignificant compared to the recovery when you have a claim. If the policy fails to deliver at that crucial time it will have been the most expensive home insurance policy.Answered on September 19, 2014flag this answer
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