1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best home insurance policy is the one that covers your home at the time of a loss.  The very best is the policy that provides the maximum recovery at that time.  These policies are sold by insurance agents.  If you don’t have an agent, ask friends, colleagues or neighbors for recommendation.  A good agent will listen to you, provide sound financial advice and communicate clearly with your and the insurance company.  Setting the limits on the policy is the most important thing that the agent will do.  Make sure the agent knows as much as possible so that the agent can protect you as well as possible.
    Answered on June 20, 2014
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