Who Are The Best Homeowners Insurance Companies?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best homeowner’s company is the one that stands behind you when you suffer a loss.  The best policy is one that meets all or most of your obligations during a claim.  Every company licensed to do business in a state is supervised by the state insurance commissioner.  Additionally their ability pay claims is supervised by the commissioner in the state where they are incorporated.  Insurance companies set their rates and their rates are approved by the state commissioner.  These vary by company on the same piece of property.  The savings you make by choosing the cheapest policy could be erased in a minute if you have a loss that is not covered.  You could be bankrupted.
    Answered on March 11, 2014
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