1. 260 POINTS
    Kevin P. Foley, CPA, CPCU
    President, PFT&K insurance Brokers, New Jersey
    Homeowner policies generally exclude damage arising from "... birds, vermin, rodents, insects or domestic animals."

    Since termites are insects I would say their damage is NOT covered.  However the policy language of your policy is the deciding factor.

    I hope I've answered your question.  If not, feel free to call, fax or email me.

    Kevin P. Foley, CPA, CPCU
    PFT&K Insurance Brokers
    T 877-414-2031
    F 877-405-3025
    E kpfoley[at]kpfoley[dot]com
    W www[dot]kpfoley[dot]com
    Answered on October 3, 2013
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