1. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    The basic answer is no, unless you have scheduled it.  What this means is that homeowners insurance will cover some lost/stolen/broken items when you are away from your house.  Typically cell phones and electronic devices are excluded; however, cell phones and electronic devices can be scheduled on your policy. This means that they are specifically named as an item in your policy that will be covered in the case of a covered peril.  

    I, however, do not recommend doing this because the deductible for your homeowners policy is usually much higher than a stand alone policy you can get for a phone.
    Answered on June 10, 2013
  2. Did you find these answers helpful?

Add Your Answer To This Question

You must be logged in to add your answer.

<< Previous Question
Questions Home
Next Question >>