Will Homeowners Insurance Cover New Air Conditioner?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Not unless it is damaged by a covered loss such as fire or a tree falling on it, a lightning strike, vandalism, or other type of peril.  Homeowners is not a maintenance policy and will not cover normal wear and tear or general breakdown of any appliance in or around your home.
    Answered on May 30, 2013
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