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Shingles is an awful disease and often adults will get Shingles later in life. The recovery time is longer than you expect and it is certainly a disease to avoid if possible. About half of the population gets Shingles before they turn 80.
Homeowner's insurance, of course, does not pay for it.
However, if you are referring to shingles on your roof...yes, if part of an approved claim, they are covered! Obviously, if your roof is damaged in a tornado, you may need new shingles. Not the disease though.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Roofing and or siding shingles are considered to be a part of the over all structure of a home and therefore, if damaged or destroyed by a covered peril in your policy, would be included in that coverage. Talk to your Insurance Professional about the specific terms and conditions of your policy as well as any limitations to gain the best understanding of what is and is not covered and to what extent. Naturally, any covered loss will be settled subject to your policy deductible along with all other specifics of the policy terms. Be sure to find out if your policy includes a replacement guarantee loss settlement in that conversation.
Bundled and stored shingles would be considered Personal Property and thus covered under that portion of your policy as opposed to the dwelling portion.
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Homeowner's insurance, of course, does not pay for it.
However, if you are referring to shingles on your roof...yes, if part of an approved claim, they are covered! Obviously, if your roof is damaged in a tornado, you may need new shingles. Not the disease though.
Bundled and stored shingles would be considered Personal Property and thus covered under that portion of your policy as opposed to the dwelling portion.