NO....a lien cannot be placed on Life Insurance. UNLESS you have given or using the cash value and/or the policy as collateral. If the loan which the collateral is being used to secure gets defaulted on, then yes, the collector can take the policy/cash value to pay off any balance.
Life Insurance by nature is outside the reach of creditors such as your 401(k).
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Life Insurance by nature is outside the reach of creditors such as your 401(k).