1. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    As a 24 year felon, the answer is maybe although unlikely.   What is the nature of the felony?  How long are you on probationary status?

    It may be possible to get you some accidental coverage which then could convert to a permanent policy at a later date.  It really will depend on the details leading to the felony. 

    This is a tricky case however I am open to seeing what I can do if you would provide me more detail.
    Answered on January 21, 2014
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    I do have a Whole Life policy you can get if you live in one of the 40+ states that carry this product. It is graded during the first two years, but will pay 100% after 2 years for death by any reason. The price is locked in for life. Please contact me for pricing and details.
    Answered on May 6, 2015
  3. 7479 POINTS
    Steve Kobrin
    President, The Firm of Steven H. Kobrin, LUTCF, 6-05 Saddle River Rd #103, Fair Lawn, NJ 07410
    Actually, I just got an offer for a gentleman who was out on probation for committing a felony.

    Here are a few things you need to know about this case:

    He was older than you, but age wasn’t really a factor.
    His medical condition was good. He was even a smoker.
    He had committed a “white collar” crime and was not considered to be a risk in terms of hanging out with dangerous characters.
    Nonetheless, additional premium was added to the cost because he was still on probation.

    The strategy employed was this: get as much insurance as possible on a short-term basis. In a few years, when he is off probation, I intend to re-shop it and get him an even better rate, assuming he qualifies.

    The moral of the story is that even people who doubt they are insurable could very well find coverage – and at a good price.
    Answered on August 5, 2015
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