Can I Get Life Insurance With A Felony?

  1. 63333 POINTS
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    Peggy Mace
    Most of the U.S.
    Most life insurance companies will delay issue of a life insurance policy to a felon until some time after incarceration and/or probation have been served. Guaranteed life insurance policies do not have that requirement, and the guidelines for some products are definitely stricter than others. Contact an agency that sells multiple products, both medically underwritten and simplified issue, to find your best life insurance rates with a felony.
    Answered on May 5, 2013
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  2. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    There are a lot of life insurance companies that will not allow felons to have life insurance. I am not aware of any carriers that would underwrite you while incarcerated. A felony with some carriers depends on the charges. I would highly recommend using an experienced independent life insurance broker that can shop the market to find you the best price and best product for your situation, it may be expensive.
    Answered on July 21, 2015
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