Can I Get Life Insurance With Polycystic Kidney Disease?

1. 

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   Lenny Robbins

   Principal, LifeNet Insurance Solutions, Redmond, WA

   Depending upon the applicant's age and ultrasound results, it is possible in certain cases to obtain life insurance coverage.  The range of premium cost would also take into consideration your age and any other medical issues.  Your ability to obtain coverage will significantly increase when your original diagnosis is at or over age 50.

   Answered on June 24, 2014

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2. 

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   Peggy Mace

   Most of the U.S.

   If you have polycystic kidney disease with normal renal function and controlled blood pressure, you can get a medically underwritten policy of any size, with a table rating. If your kidney function is abnormal and/or you are on dialysis or awaiting a kidney transplant, your only choice may be a small guaranteed issue policy. Consult an agency that specializes in impaired risk life insurance to gather the pertinent health details and your best quote.

   Answered on June 24, 2014

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3. 

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   BILL HANNA

   Agent, WMH Consulting LLC, Fort Worth, Texas

   While it is possible to obtain life insurance having polycystic kidney disease , certain underwriting conditions apply. Depending upon that determination your only option might be a small guaranteed issue policy. I would recommend contacting an agency that specializes in impaired risk life insurance to address your specific health issues and offer the best solution / quote for your needs...

   Answered on May 27, 2015

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