Can I Purchase Life Insurance Online?

  1. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    You certainly can purchase life insurance online. You need to be fairly savvy when choosing websites. Be sure it is not just a "lead collection site" which will sell your information to many life insurance agents and your phone will ring for days and sometimes months. Also, be sure of how many life insurance carriers are being shopped when receiving your quotes. You should choose from at least 20 if not more, to be sure you are getting the best price for coverage. Also, if you have any health or life style challenges I recommend using an independent broker to professionally shop for you to avoid the challenges of finding the best coverage at the best price for your unique situation.
    Answered on November 29, 2014
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  2. 63333 POINTS
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    Peggy Mace
    Most of the U.S.
    You can purchase life insurance online in varying degrees. Some policies can be applied for totally online, from beginning to end (application to payment). Others are just quoted online, then a human agent takes over to verify the quote, send you an application or fill it out with you, communicate with you during underwriting, and guide you through the placement of the policy. The former type of policy is priced to encompass large groups of people, whereas the latter type of policy entails an agent matching you up with the best rate for you as an individual.
    Answered on November 29, 2014
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  3. 712 POINTS
    John Cole
    Recruiter/Manager, Cole Insurance Investments, Charlotte N.C.
    Yes you will buy insurance online technology is moving fast you will need to do your research there are many different policies to meet different needs so what are your ( Goals ) will you need money in 5 years or 30 years? The answer is yes for everyone we must learn how to open the windows when the windows are positioned to open or the curse that Adam and Eve set into motion will be on our nation and the nation will be cursed. This gets a little away from the question you asked but this is the only way man has always wanted the power but only God has it and no man can give it. Choice, Choice, Choice
    Answered on May 6, 2015
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  4. 447 POINTS
    Thad Bynum
    Owner/ Partner, Bynum Insurance Agency, Inc, Clayton, GA
    Yes you can purchase life insurance online! Even my website has a quote engine that will allow you to submit an application online with several of my companies. I try to advise my customers which companies are best for their particular needs but they can literally apply without my assistance if they chose to.
    Answered on May 30, 2015
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