Does Herpes Affect Life Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Having herpes generally will not affect your life insurance rate. If you are eligible for the best health rating based on your build,  health, and other risk, you should still be able to get the best rating despite having herpes. Some life insurance applications do not ask about STD's at all, and others do ask, but will not penalize you for having herpes.
    Answered on December 11, 2013
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