David RacichPRO
    Fountain Hills, Arizona
    The CHEM 24 test panel results reveal several areas of health concerns. The most specific to cancer would be prostate-specific antigen measures amount of PSA in the blood, PSA test screens for prostate cancer. The attending physician statement must include all other tests that may have occurred before the insurance exam, including any diagnosis of cancer.
    Answered on May 12, 2013
  2. 63333 POINTS
    Peggy MacePRO
    Most of the U.S.
    While life insurance does not test directly for cancer, the blood or urine test can reveal labs that might point to cancer. Total blood count (showing excessively high or low white or red blood cell counts) would be the most obvious, but abnormal liver labs or even high protein in the urine could be examples of other tests that COULD indicate cancer. That is why, if labs are abnormal, insurance companies will often postpone until you can get a diagnosis for those results. Once the condition is treated, they will pick up where they left off.
    Answered on November 17, 2014
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