Does Life Insurance Consider A Person’s BMI?
61667 POINTSview profileSteve SavantSyndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale ArizonaLife insurance is a mortality product. Many medical factors contribute to the underwriting offer, one of those considerations is the Body Mass Index. Height and weight contribute to the credits or debits assigned to this area of underwriting. Additional concerns regarding weight are associated diseases like obesity in combination with diabetes.Answered on August 18, 2013flag this answer.JPG)
63333 POINTSview profilePeggy MaceMost of the U.S.Yes, life insurance does usually consider a person's BMI, or Body Mass Index, when assigning a rating to the policy. A weight to height ratio that indicates that the applicant is overweight, obese, or morbidly obese will hike the rate up a little or could cause a decline. There are some policies that do not consider BMI. Contact a specialist in life insurance for persons who are of larger builds to find your best quote.Answered on August 19, 2013flag this answer
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