1. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Depending on the policy terms, yes a life insurance policy would pay a death benefit to the stated beneficiary. An individual policy usually has no provision against paying a claim in this case. Plans that might exclude payment could be AD&D plans and possibly some group life insurance plans. If you own life insurance, it is always best to review your policy to know exactly what if anything, is excluded from payout.
    Answered on April 9, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If someone you know was the victim of a drunk driving accident, the policy would pay upon their death. If the person who died in the drunk driving accident was the intoxicated driver, the policy will pay if the applicant did not lie about or omit requested information about alcohol use, DUI's, etc on the application. After the first two years of the policy, these details are not as important.
    Answered on November 6, 2013
  3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>