Leaving life insurance to "executor of will" is like leaving it to "estate". These terms instruct the money to be left to your estate, and thus, will cause your life insurance proceeds to be subject to estate taxes and probate fees.
Naming a person as beneficiary of your policy generally bypasses probate, even if that person is stated in your will to be your executor.
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Naming a person as beneficiary of your policy generally bypasses probate, even if that person is stated in your will to be your executor.