I Was Given The All Clear 10 Years Ago From Leukemia. Will This Affect An Application For Life Insurance?
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63333 POINTSview profilePeggy MaceMost of the U.S.The diagnosis of leukemia will affect the rate or eligibility for some life insurance policies, even though over 10 years ago. For others (like a simplified issue policy that asks if you have been diagnosed or treated for leukemia in the past 10 years), it will not make any difference at all. Contact an impaired risk specialist that offers policies from multiple companies to find the policy that has your lowest price.Answered on February 15, 2014flag this answer
1330 POINTSview profileMark TaylorLicensed Life Agent, Life and Finance/ 50 States, New YorkSome companies will automatically decline a policy due to certain risk factors or rate higher premiums. Cancer and heart attack are some. Major operations are another. Tbis does mean you can't be insured. There are ways around this. Companies that deal with these risks are available, I know of someone who had seizures had operations or heart operations but was written policies on another factor of risk.Answered on February 17, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasCongratulations!! That is a great question! The simple answer is that it depends upon the amount of insurance that you would want for coverage, and the company that you choose to have insure you. I'd suggest that you find an independent agent (one not tied to a single brand name) who can look for a policy that will not count your past illness against you. If you would like, I'd be happy to help, just drop me a line. Thank you for asking!Answered on May 13, 2014flag this answer
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