How Do I Know If I Need Life Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Do you love anyone?  Will your premature death have a bad effect on anyone?  Do you have financial obligations that will need attention?  Is there someone you want to benefit?  Of course, there are other questions, but these address the basic issues.  If there is love in your life, you probably need life insurance; it is the only way to ease the pain that would come to those who love you were you to meet a premature death.
    Answered on May 22, 2014
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  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Talk to your Insurance Professional about it and ask to complete a financial analysis.  If you have income, savings and investments, as well as debt in any form, and also have people who depend upon you, then you more than likely have a need for Life Insurance.  There are a number of solutions that will best fit your needs.
    Answered on May 22, 2014
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  3. 4249 POINTS
    Gary Lane
    President, Lane Independent Agency, Southern California
    That's an easy one. You are alive and presumably have either family, friends, someone you love or care very much about, belong to a religion or religious group or charity or other public cause. If there is someone or something you would like to give money to or make a donation to, they you should have life insurance. It will make sure you can fulfil your dream of protecting and giving. Thank you. GARY LANE.
    Answered on May 22, 2014
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