1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A life insurance policy is a bargain when death occurs during the term of the policy.  That is true whether the term is 1 year or to age 120.  Life insurance can be an effective way to accumulate money as well.  However, the key issue for most people is to meet the needs of those that they love should they die prematurely.  Nothing accomplishes that like life insurance.  Meet with a trusted life insurance agent.  Let that agent know what you want.  Designing a personalized plan to meet your needs is his job.  
    Answered on May 5, 2014
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