How Long Should I Have Term Life Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    You should have term life insurance for as long as your need the financial benefit it provides. If you have a 30 year mortgage and would like your life insurance to pay for your home so that your spouse can stay in it if you should pass away, 30 year term life insurance would be your best option. If you have a 5 year old daughter and want your life insurance to provide for her until she gets through college, 20 year term life insurance would be a good choice.
    Answered on August 8, 2013
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