How Much Does Life Insurance Cost For A 30 Year Old?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    $250,000 of 30 year Term costs between $20/mo (best health rating) and $40/mo (standard health rating) for a 30 year old male nonsmoker. If getting No Exam insurance, $100,000 would cost about that much. Shorter Terms and lower face amounts cost less. Permanent and higher face amounts cost more. Health conditions can make the policy proportionately higher. Serious health problems can cause restrictions on the type of policy one can get.
    Answered on July 20, 2013
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