Life insurance is a mortality product. Your cost to buy life insurance is directly tied to your own mortality. Mortality is measured by several factors: your gender, age, smoking status, health history and current medical condition. It also takes into account your behaviors like motor vehicle violations, dangerous recreational activities or hazardous vocations. All these factors contribute to the premium you’ll pay.
There is no set cost for life insurance like there is for Medicare or homeowner's insurance. Life insurance comes in a large variety of term and permanent products, and each option has a different price structure, not to mention the difference in prices between companies. The price also depends on your age, health, and how much you need.
To get some samples of life insurance rates, you can visit a website that offers instant quotes. Input your info and actual life insurance rates will come up at the end. You can even change the data on some websites like ours, so that you can review the prices for different types of policies.
.JPG){kind=avatar}
To get some samples of life insurance rates, you can visit a website that offers instant quotes. Input your info and actual life insurance rates will come up at the end. You can even change the data on some websites like ours, so that you can review the prices for different types of policies.