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    David RacichPRO
    Fountain Hills, Arizona
    There are five non rated health classifications, 16 rated categories and two major types of life insurance. There is standardization if the life insurance industry. You gender, age, smoking status, health history, current medical condition all contribute to the price of life insurance including motor vehicle violations, dangerous recreational activities and hazardous vocations.  And are you buying term or permanent life insurance policy? The only thing normal about life insurance is that it’s not very normal.
     
    Answered on July 4, 2013
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