1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If you have pretty good health (e.g. well controlled diabetes or hypertension), are not morbidly obese, do not smoke, and are looking for a small final expense policy, you could get $15,000 of Whole Life for about $50-$75/mo. This would not require taking an exam.

    If you are looking for Term Life Insurance, you may be able to get $100,000 of a short Term policy for about that same price.

    Throw in some health conditions, tobacco, overweight, longer term, etc, and the premium could be much higher. By shopping with an agency that carries lots of different options. you can get the policy that has the best price for you.
    Answered on June 27, 2014
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