1. 710 POINTS
    Larry Tew
    Larry Tew Financial, Raleigh, NC
    It depends on the face amount originally issued plus any after issue adjustments. The policy may be a whole life policy that pays dividends. Those dividends can create additional benefits as time goes by.

    If the policy is a universal life policy, it may be an increasing death benefit type, where the death benefit is the base amount plus accumulated cash value.
    Answered on April 7, 2013
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