1. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    It really depends on several factors. Your age, build, state of residence, occupation, policy type,  health and lifestyle all play a factor in determining premium.
    For example a healthy 21 year old male for $500,000 10 year level term is $14.51 per month. Where as a 51 year old in average health would cost $99.73 per month.
    I recommend an experienced independent life insurance broker to professional shop the market to find you the best product at the best price for your unique situation.
    Answered on June 20, 2014
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If your health and build are normal, you can easily find a quote for $500,000 of life insurance by using an online quote engine that offers instant quotes. Our website even offers possible quotes for people with controlled health conditions. 

    Once you get an idea of the rates, be sure to talk to a representative from the agency to run over all your health details so that you get the best possible quote for your unique circumstances.
    Answered on June 22, 2014
  3. 624 POINTS
    BILL HANNA
    Agent, WMH Consulting LLC, Fort Worth, Texas
    Many variables affect premium. Age ,nicotine use, state of residence,policy type and insurer to name a few.Online quote engines easily offer instant quotes. Contact an experienced independent life insurance broker for a rate comparison of insurers to locate the best product/price and provide comparison details of the various plans available to determine the one that best suits your needs.
    Answered on May 18, 2015
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