1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Term life insurance is generally offered in 5 year increments: 5, 10, 15, 20 and 30 years. So the length of coverage impacts the premium as does the amount of coverage. But the real impact is your health and behavior that dictate the cost of insurance: gender, age, smoking status, health history, current medical condition, vocational hazards, recreational activities and motor vehicle violations.
    Answered on August 30, 2013
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! Unfortunately, the answer requires that I have some more information from you - how much insurance were you looking for? For how long a term? And then the myriad of health questions - age, gender, smoking/non, health issues, weight/height, etc. If you'd like to inbox me the details, I can give you your specific answer, but with such a blank slate, all I can tell you is that term insurance is generally dirt cheap. I'm sorry that's not much of an answer, but thank you for asking!
    Answered on September 13, 2014
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