How Soon Can I Borrow From My Life Insurance Policy?

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   David RacichPRO

   Fountain Hills, Arizona

   As soon as there’s cash values and if applicable surrender charges. Life insurance is generally no liquid in the first 5 to 7 years, unless the policy is designed as a supplemental income plan by purchasing the lowest TAMRA compliant death benefit option. If early liquidity is a financial need,  then life insurance is not recommended.  

   Answered on May 27, 2013

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