1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    To claim life insurance death benefits, first call the life insurance company's customer service department for each policy. They will get your current address or email address and get the claim forms to you. Order enough certified death certificates to attach to each policy's claim form. When you receive both items, fill out the claim form exactly as instructed and mail to the life insurance company with the death certificate. They will mail your benefits to you within a few days to a few months.

    If you want, you can contact your life insurance agent and have him/her do this for you. At that time, you may also want to discuss whether to collect the death benefit as a lump sum or in regular payments. The insurance company can also help you make that decision.
    Answered on June 22, 2013
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