1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    You can compare life insurance quotes by going to several different companies, or you can compare life insurance quotes by going to one website or agency that sells multiple companies. The advantage of doing your shopping in one place is that you will know you are comparing "apples to apples". Life insurance has a dizzying amount of variables to consider, and every agent has their own idea as to what is important. When you compare quotes on a website quote engine, you are comparing the same plan against one another, although you still should visit with an agent to be sure that the one you select is one for which you actually qualify.
    Answered on September 26, 2013
  2. 2775 POINTS
    Joe 'Gravy' Graves
    Owner, I Hate Buying Insurance, Nashville TN
    All that is correct Peggy. Yet it's in the last sentence where you hammered it!!

    Underwriting is how you should compare life insurance. I can't stand the dot.coms that make it sound like all plans are equal and it's ONLY about price. AAAHHHH. Height, weight, tobacco, health, family history, driving history, occupation, hobbies, & MORE determine WHAT you qualify for. You might get preferred with one carrier when so many others might give you standard.

    We ask a few dozen questions when we begin a Life insurance conversation. If the agent you chat with only asks a few basics, you are betting on luck, not correct agency level underwriting. If you want to learn more about your life insurance options, reach out and get the free Audio called, "Stop Wasting Your Money on Life Insurance". -gravy
    Answered on March 20, 2016
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