How To Find If A Life Insurance Policy Exists?

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   Tim Wilhoit

   Owner, Your Friend 4 Life, Brentwood TN

   Unfortunately, you are looking for a needle in a haystack. Old life insurance policies are personal insurance and are protected by HIPAA  and privacy laws and are not public record. You really need good starting information such as the insurance company name, agent or brokers name that sold the policy or an old employer the person may have acquired the policy. The NAIC has a website for lost polices but the odds are very high. If you feel there is life insurance proceeds paid out you may try to Google unclaimed money in that state to see if the proceeds are being held for a beneficiary. Good luck!

   Answered on June 17, 2014

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