1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Most life insurance policies with a face amount over $100,000 require a physical, while most policies with a face amount under $25,000 do not require a physical. However, there are exceptions to both, and often you have a choice whether or not you want to get a policy that requires a physical exam.
    Answered on October 19, 2013
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