Principal, LifeNet Insurance Solutions, Redmond, WA
This depends on her age and health, however, most independent life insurance agents should be able to help. Small amounts of coverage can be had through so-called simplified issue policies that do not require a physical. If you are looking for amounts over $25,000 then your best choice in terms of cost is normally a guaranteed premium universal life policy know for its relatively low cost compared with whole life and both will cover her for her lifetime.
If you are referring to your mother needing life insurance, most of the agents on this website could help you. When purchasing life insurance for a parent, the parent must agree with it enough to sign the application and participate in an exam, if an exam is required. Smaller policies, called final expense policies, do not require an exam, and are good for older people because they will not expire as long as premiums are paid. You do not want to get an older person a term policy that ends at age 81, e.g., then have your mom live to age 83. It is good you looking into this; it will save so much stress and worry later.
Principal Agent, Patriarch Associates,LLC, Opelika, Alabama
Hello; thanks for the opportunity to help!
Finding coverage for your mother shouldn't be hard, depending on what features you may want. Any independent insurance agent should be able to address your situation. They only need her age and health status and medical history. With the availability of guaranteed issue products, an agent should be able to provide a solution that is tailor-made for your mom. Your local agent should have that capability!
I believe everyone is assuming you are looking for life insurance for your mother. However, your request appears to have come from the auto insurance page. There are scores of agents and insurance companies that sell auto insurance at all levels of risk, prices and limits. Just be sure when purchasing any type of insurance to read what's covered versus how much it costs. Cheap insurance is nice on your bank account but can ruin you financially if she has a large claim. Good luck!
Owner /Agent, Guardian Senior Protection, Dallas Fort Worth Texas
There are lots of variables that come in the play on that particular question. Age, health, type of coverage, amount of coverage, applicants health condition and medications they may take, the policy structure for example life insurance, health insurance the amount of coverage needed. Does she want major medical does she want catastrophic only does she want critical illness, once these questions are addressed then you can begin to formulate the type of coverage that would be most suitable.
Finding coverage for your mother shouldn't be hard, depending on what features you may want. Any independent insurance agent should be able to address your situation. They only need her age and health status and medical history. With the availability of guaranteed issue products, an agent should be able to provide a solution that is tailor-made for your mom. Your local agent should have that capability!
Thanks again!