That is a really hard question to answer without more information. Life insurance is one of the most affordable insurance products on the market for the young and healthy. There are a number of factors needed in order to quote a life insurance policy. For just a quote the agent will need.
1) face amount of death benefit
2) type of life insurance applying for. i.e. whole life, universal life, variable universal life, indexed universal life or term life. If term how long of a term? 5-10-20-30-35 years level premiums. Then any additional riders applied for i.e. WOP, ROP, AD&D, Child rider, Etc.
3) state of residence, date of birth, health status
With this information an agent can get fairly close to a quote you could feel comfortable with.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
Life insurance pricing appears to be wildly different and yet it is working with exactly the same mortality experience and with interest and expenses that are remarkably similar. What you really end up comparing is length of coverage. You can buy a policy that will cover you for 1 year and you can buy one that covers you to death, regardless of when that might occur. An insurance agent is the best source of information about life insurance policies. After listening to you, offering financial advice they should be able to put together exactly the policy that you need at the price you can afford.
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1) face amount of death benefit
2) type of life insurance applying for. i.e. whole life, universal life, variable universal life, indexed universal life or term life. If term how long of a term? 5-10-20-30-35 years level premiums. Then any additional riders applied for i.e. WOP, ROP, AD&D, Child rider, Etc.
3) state of residence, date of birth, health status
With this information an agent can get fairly close to a quote you could feel comfortable with.