1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Whatever age your are now, is probably a good time for you to buy life insurance. If you are thinking about it, you probably have a need for it. There are policies available at any age. You simply adjust the face amount and type of policy to cover your need at the time. The younger you are, the cheaper the premiums usually are.
    Answered on December 4, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You should purchase life insurance when you feel it is appropriate. I purchased my first whole life policy when I was 18 years old. I wanted to pay for my final expenses, establish my insurability and I looked to the policy to help me save money in a disciplined manner. When I married, I increased my policy to provide for my bride’s needs should I die prematurely. I still buy life insurance and am contemplating an additional purchase.
    Answered on October 7, 2014
  3. 1185 POINTS
    Scott W Johnson
    Manager, Marindependent Insurance Services LLC, California
    You should consider purchasing a life insurance policy when you have the need for it. When you get married, have a child, or buy a house. There are many other reasons to consider purchasing a policy, but those are just the most popular motivations.

    Generally speaking a Level Term Life Insurance policy is a great place to start.
    Answered on October 18, 2016
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