What Certification Do I Need To Sell Life Insurance?

  1. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    The certification needed to sell life insurance in almost every state is that states life insurance license. All states do differ on core requirements. Almost all require either classroom time or online time on average 40 hours in order to produce a certificate to take the exam. There are other requirements depending on the state such as background checks and/or fingerprints. Fees differ greatly as well. Once you are licensed most states will require a continuing education program at least every two years to keep you up to date on changes in laws and procedures. Be sure and carry errors and omissions insurance as well to protect yourself. the best place to start is on your states website and look under Department of Insurance. The states requirements will be listed there.
    Answered on March 21, 2014
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  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! To sell insurance, you will need a license from your state's department of insurance, and product training. Are you looking at joining a particular company? Many of them will help you in finding an exam study course to help you with the licensing exam, fingerprinting, etc. It can be very pricy at the beginning to cover the fees for the steps involved in your licensing, so be prepared. Before you can sell some products, you will have to complete the company's training courses. Each state that you would like to sell in will require a license also. If you would like more information, please contact me, I'd be happy to help. Thanks for asking!
    Answered on April 21, 2014
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