What Does Life Insurance Physical Test For?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    A life insurance physical tests for signs of tobacco, drug use, and illness. All these are factors that can cause life insurance to cost more, or to be declined. Some of the illnesses they are looking for are diabetes, coronary artery disease, kidney disease, liver disease, and blood diseases.
    Answered on September 25, 2013
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