What Is Simplified Issue Life Insurance?

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   Peggy MacePRO

   Most of the U.S.

   Simplified Issue Life Insurance is life insurance that does not require an exam. Some simplified issue life insurance policies will order medical records and some do not. Most request a phone interview, or if not that, they require filling out the application over the phone or in person with the agent and signed digitally. 
   
   Simplified Issue Life Insurance can be used to save time, or else it is used when traditional, medically underwritten life insurance is unavailable.

   Answered on July 25, 2013

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