No one company is the best, either in neither financial standing nor product offerings. As an example: Metlife is the largest by total assets and life insurance in force. John Hancock has the best five year net yield on investment. There are companies that excellent in term life insurance, permanent life insurance and life insurance for income. There are companies who are benevolent in their medical underwriting. There are just too many categories to address for who is the best!
The best life insurance is the one that works best for you and your loved ones. That includes your budget, your purposes for your insurance, and your personal qualifying details.
Allow me to use a very loose comparison. Let's say you are looking for the best home. First of all, you are going to determine how much you can spend per month on a mortgage or rent (BUDGET). Then you are going to try find a home in a good school district, or close to your job, or some other consideration (PURPOSE). Finally, you are going to determine if you can qualify for the mortgage, etc (QUALIFICATION).
Just as the best home for a family in Kansas is nothing like the best home for a single executive in New York City, the best life insurance for you will be the one that works best for your needs and desires.
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Allow me to use a very loose comparison. Let's say you are looking for the best home. First of all, you are going to determine how much you can spend per month on a mortgage or rent (BUDGET). Then you are going to try find a home in a good school district, or close to your job, or some other consideration (PURPOSE). Finally, you are going to determine if you can qualify for the mortgage, etc (QUALIFICATION).
Just as the best home for a family in Kansas is nothing like the best home for a single executive in New York City, the best life insurance for you will be the one that works best for your needs and desires.