1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    There is no blackout period in life insurance. The term, "blackout period" refers to the period of time when a widow or widower are left without income because they cannot draw on their deceased spouse's Social Security benefits (due to their children no longer being dependents, and the surviving spouse not yet old enough to draw on their own Social Security). Some survivors use life insurance proceeds as income during this time.
    Answered on October 30, 2013
  2. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    There is no such term as a "blackout period" as it pertains to life insurance. The period you may be referring to is the contestability period. The contestability period is the first two years a life insurance policy is put into force. During this period of time, if the insured was to die, the insurance company can investigate the cause of death for misrepresentation, suicide or prudent care. This is common on ll life insurance companies policies.
    Answered on March 2, 2016
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