1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Twisting in life insurance is when an agent tries to get you to replace your existing life insurance with another policy, by telling you that the new policy has features that it does not actually have. It is twisting the truth, so that they can get an additional commission, and is against the law in most states. The questions about replacement on your application help prevent twisting from happening.
    Answered on July 22, 2013
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