1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Any life insurance agent who would tell you that there is only one best kind of life insurance to buy for every situation, is the kind of agent you should take with a grain of salt. The reason life insurance companies create so many types of policies is partly because of demand. Some products simply accomplish a certain purpose better than others.

    A reputable life insurance agent will visit with you to help you determine the best type of policy or policies to accomplish your financial goals and protect your loved ones. And in the process of that visit, you may save money by not throwing it after something you don't need or want, too.
    Answered on June 17, 2013
  2. 215 POINTS
    Jason Fisher
    Partner, Waterway Financial Group, Myrtle Beach, SC
    The best kind of life insurance to buy is custom fit for a specific purpose. Begin with clearly identifying your need for the insurance. Next, identify the duration you may need the policy or policies. Third, work to make sure it makes sound budget sense. Last, be sure to review your policy often as you needs might change; what might have been best for you last year, may have changed by now.
    Answered on June 18, 2013
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