1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    There is never a better time to get Life insurance then now. Life insurance increases every year you get older and your health is not guarantteed. Life insurance is also the only insurance product on the market that is guarantteed you'll use. Term rates are at an all time low and obtaining a policy has never been easier. Just make sure you deal with a company who has a good tract record and who will be here in the next 40 - 50 years.
    Answered on June 12, 2013
  2. 185 POINTS
    Richard Eddy
    Financial Advisor, Cona Financial Group, La Verne, CA
    The best time to buy life insurance is the day before you die. That way you won't pay a penny more than you have to for your coverage! What's that you say? You don't know the day you are going to die? Hmmm...well then, the answer is easy: The best time to buy life insurance is now. Assuming you have a need (or a desire) for life insurance coverage, you are best served buying it sooner rather than later. Term life insurance rates are as inexpensive as they will ever be, and they will only get more expensive as you grow older. If you are interested in cash value insurance, it's even more important that you buy it sooner rather than later.

    Find yourself a qualified agent and work with him or her to design a program of life insurance coverage that will address your needs and keep your overall costs down.
    Answered on June 12, 2013
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