President, Lane Independent Agency, Southern California
I regularly offer Life Insurance for parents. It is a great way to ensure that you receive an interest that is guaranteed. If your mom is in average health she probably can get life insurance at a fair price. If her health is poor, there is always guaranteed issue life insurance for smaller amounts.You should meet with an experience life insurance agent who can give you the facts to protect you and her. Love to talk with you. Gary Lane, Registered Representative and Agent, New York Life. 949 797 2424. Thank you.
Licensed Life Agent, Life and Finance/ 50 States, New York
Getting insurance for your mother can rely on certain factors such as age, health, and kind of life insurance. Age factors are when the requirements will give you the limit as to when is the valid age of when the policy will be written most companies write policies until age 85. This is a great advantage. Next is health which will rely on rates of the policy. Then whether you need term or whole life. Term is always best for someone over age 50. I have lowest cost insurance and a choice of over a hundred cocompanies. I can get you any insurance needed. Contact me for more information and and consultation.
Mark Taylor
General Agent
347-650-9967
Any life insurance company can provide the insurance you would like to get on your mother providing she qualifies per what was already mentioned. What you need to know is your mother will have to sign the application. Depending on the type of policy, she may have to answer medical questions as well as give some blood and urine.
Contact your agent to discuss the needs and the process that will have to be folowed.
Most of us who answer questions about life insurance on this website are highly qualified to provide you a life insurance policy for your mother. If you are looking for something to cover final expenses, you will want a permanent policy that will not go up in price for the rest of her life, or that you can pay off in a certain number of years. Getting term life insurance, or permanent coverage with rates that are not locked in, could cause the policy to be unaffordable just about the time she needs it.
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Mark Taylor
General Agent
347-650-9967
Contact your agent to discuss the needs and the process that will have to be folowed.