1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    To buy life insurance in New York, you can go to a website that offers it, look through your Yellow Pages and call an agency, or ask friends, relatives or co-workers for a referral. When purchasing online, you can use the quote engines and put in New York to see if they offer policies there. New York has its own companies so not every agency does business there.
    Answered on September 8, 2013
  2. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    The state of New York is one of the most highly regulated states in the country. Residents of New York general pay more for coverage. It's critical in securing the best possible price tag by going online to a brokerage firm that has an extension inventory of New York approved careers to secure the best deal.
    Answered on September 8, 2013
  3. 220 POINTS
    Timothy Hider
    Founder, Momentum Risk Transfer, Garden City, NY
    New York state is highly regulated.  Go online and visit trusted life insurance related websites/blogs to do your research.  You can easily shop and compare life insurance rates from many top life insurance carriers, without exchanging personal information.  Work with an independent life insurance broker to find the best available rates in New York.
    Answered on September 9, 2013
  4. 1330 POINTS
    Mark Taylor
    Licensed Life Agent, Life and Finance/ 50 States, New York
    Hello,

    In order to buy Life Insurance in New York State you must consult with an honest agent and fair agent that explains to you about the policy and how you benefit from the policy. There are different forms of Life Insurance which are Whole Life, Universal Life and Term Life.

    There are also some other types of Life insurance depending on your needs. The best way to buy is from a secure company with a high financial rating. Also look for lowest rates and other riders that can be added in order with a low rates.

    Other products from Life Insurance Companies will be Critical Illness Insurance which is Cancer, Stroke, Accident, and Heart Attack. It is always best to arrange an appointment with an agent in order to get more information on products and benefits and how they can benefit you and your family.

    Independent Agents as myself are known to offer a wider range of products and services and lower rates because we deal with a larger base of carriers, therefore, giving you the benefit of choosing the best product for you at the best, and lowest rates. As an Independent Agent, I work with the best carriers with strong financial ratings and with a complete heritage that goes way back.
    Answered on November 14, 2013
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