Which Is The Best Life Insurance Company?
4249 POINTSview profileGary LanePresident, Lane Independent Agency, Southern CaliforniaI believe that answer is a firm New York Life. New York Life is America's Oldest, Largest, Most Reliable, has the Universally Highest Ratings from Every Single One of the Financial Rating Services. They even declared an increased 8% Dividend to their Policy Owners last week. They are the quickest to pay on Claims, usually within 7 days. Isn't that what you want for your family?Answered on November 23, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThe best life insurance policy is the one that is in force and pays the death claim when you die. Your beneficiaries will not know whether it was from New York Life or Podunk Life. Cash is cash. The key is to have a policy in force. The next key is to have sufficient coverage to meet your obligations and smooth over the loss those who love you will feel when you pass. An insurance agent is the person who can sit down and design a plan that will meet your needs.Answered on May 28, 2014flag this answer- 37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThe best life insurance company is the one that pays your beneficiaries the promised amount when you die. At that point all discussion of price and cash value fades away. The fact is most life insurance companies do this every day. Your state insurance commissioner tries to make sure that those companies admitted to do business in your state keep their promises. Find a good agent, the agent will find a good company!Answered on August 22, 2014flag this answer
10968 POINTSview profileTim WilhoitOwner, Your Friend 4 Life, Brentwood TNThere are a lot of categories to be considered when stating which company is the best life insurance company. The things to look for in an insurance company are financial ratings at A- or better so you know they have the money to pay the claim to your beneficiary when the time comes. Also, state departments of insurance websites are good to see any complaint history as life insurance is a highly regulated industry. I find the best way is to talk to friends, family and coworkers about their experiences with their life insurance company. I am sure you will find the best life insurance company for you.Answered on August 22, 2014flag this answer
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