Which Life Insurance Company Is Best?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    There is no single best life insurance company. Look for a company with at least an A rating that is financially strong.  Size of the company does not necessarily matter here.  There are a lot of very good companies with very competitive products.  A good local independent agent knows the plans and companies out there and can help you find one that you are comfortable with.
    Answered on May 7, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best life insurance company is the one that issues the policy that is in force on the day you die.  It is almost impossible that the sum of all the premiums will exceed the death benefit.  That is the reason that you buy life insurance and that is a reason to consider permanent insurance to make sure it is in place when you die.  The company name can be famous or obscure, it doesn’t matter, and your state insurance commissioner will make sure that they pay the death claim.
    Answered on June 4, 2014
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