1. 5082 POINTS
    J Paul Wilson CFP, CHFC
    Certified Financial Planner, JPW Insurance Retirement Investments, Halifax, Nova Scotia, Canada
    Which life insurance company is the best to work for? That depends, because it really depends what is important to you.  Some are good places to start, but not to finish and others can make for great places to have a career. There are trade offs.

    What I recommend is that you "interview" people from different companies in your area and ask them about their company and about their competition. That will provide you with insight and help you make an informed decision.
    Answered on April 28, 2014
  2. 5877 POINTS
    Stan Cox II
    Insurance Adviser - Broker, SC Insurance Services, Oahu, Hawaii
    What is the BEST life insurance company to work for is a really good question for a person looking to get into the business of life insurance. And Paul's answer above here is an excellent answer! I took it to be an opinion type question so I'll give you my opinion as my answer. (In fact I really wanted to see how others answered this for my own curiosity!)

    I have now worked for three different companies, but I really believe it depends more on the particular Agency you are associated with as to how much satisfaction and happiness you will derive. My set of values - which I believe most insurance agents share with regard to the business - makes me want to be sure that I'm guiding my clients to the best possible product and company. What is best for the client will depend on the specific needs of the client.

    In my opinion the best product in the business of life insurance is Participating Whole Life, so I want to be working with the company that has the best value in participating whole life.

    As a new agent you will want to get the best training. Again I believe the Agency makes the most difference. Both the Guardian and NY Life have intensive training programs. Quite different from each other, but both good. MassMutual has the highest dividend interest of all the mutual companies and in my experience really lives by their motto, "What's Best for the Client". To that end they utilize a brokerage agency that allows their agents to shop some 50 other providers for products such as term policies that they don't offer and to find the best deal for the client. They also have different contracts that an agent may choose from with which to associate themselves.
    Answered on December 5, 2015
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