Who Has The Best Term Life Insurance Rates?

1. 

   0 POINTS

   view profile
   CJ Bowker

   Aclaro Risk Management,

   Unfortunately, there is no one carrier that has the best all around term life insurance rates. The rates and which carrier is competitive depends on your personal demographics (age, sex, smoker?, coverage amount, length of coverage, height/weight, health history, etc.). Who is going to have the best rates is a truly independent insurance broker that can look specifically at your demographics and get you the right coverage at the right price. It is also important to make sure that when applying for a policy your health history is evaluated properly and placed with the right carrier. If you are looking to price a term life insurance policy, feel free to go to: http://aclarorm.com/instant-life-insurance-quote/.

   Answered on September 13, 2014

   flag this answer
2. 

   1976 POINTS

   view profile
   Ronald Hinch

   Regional Marketing Director, Capital Choice Financial Group,

   All term insurance is very close in premium but, when shopping be more interested in the rating of the insurance company. A, A-, B+ should be the ratings that are best to do business with. One top rated company that I write for the most is Transamerica. It is very high rated and rates are very competitive.

   Answered on April 26, 2016

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.